Have you ever woken up one day and said “You know what? Today is the day I start tracking my spending and getting my financial ‘ish together!” Next thing you know you’re off to find an easy way to track spending.
I know I’ve been through this like…30 times. I’ve tried all sorts of apps and websites, but have always fallen off after a few weeks. It’s to a point that when I hear about some new app, I’m much more cynical than optimistic. That was until I “heard” about this cool program called The Birdy while perusing the comments over at Girls Just Wanna Have Funds.
Hey, I never let the target gender of a site stop me from visiting a good resource. If you haven’t checked it out and you’re interested in better managing your monies, it’s worth a quick perusal to see if it’s your cup of tea.
Anyway, curiosity got the best of me and I looked up this Birdy thing. Turns out it’s really easy to use and, more importantly, I’m optimistic about how it’ll help me track my spending over the long term.
I’ve only been using it a few days, but I gotta say this system is pretty awesome. Here’s what I like most about it so far:
Text to Track
I’m not a huge texter since moving to a touchscreen phone, but this feature makes it worth using my paws. The short version is you attach a phone number to your account, you get a text from Birdy with a verification code, you enter it on the website, then you use the phone number you got the Birdy text from to track your spending. That’s it. Literally takes a minute. The format for tracking via text is extremely simple. Here’s an example:
$6.00 halal street meat #lunch
Basically, you type the cost, the item description, then categorize with a hashtag. Birdy does the rest. You can then login to the site whenever and wherever to see a running total for the month and a few graphs/charts breaking down the spending by category. You can also see the spend per day in calendar format.
“What Did You Spend Today?” Email
Birdy has another cool option if you don’t wanna text. You can set up the service to send you an email at the same time daily. All you have to do is reply to that email with the tracking format above and use one line for each item. I’ve got mine setup for 10pm because I know it’s a time I’ll likely be at my computer and/or relaxing. So even if I miss a text, I’ll have an email reminding me to enter my spend for the day. Once again, you hit send and Birdy doest the rest. Dope sauce.
If you’re looking for an easy way to track spending, give Birdy a look. The free version suffices if you wanna know where your money goes, but there’s also a paid version with some additional features. I haven’t tried that out though.
I hoping this app is The One (you see the optimism?). I’m already seeing where my money goes and had to put a bandaid on my chin after I picked it up off the floor. In case I get through the honeymoon phase and realize Birdy has some tragic flaws, I’ll let you know. But for now, I track on.
The bird is the word…and [stuff].